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FINANCES

ASSISTANCE WITH UTILITIES

Telephone Assistance Plan (TAP)
Provides eligible subscribers with a monthly credit on the basic service portion of their telephone bill.
Link-up
Provides eligible subscribers with reduced connection charges for their basic home telephone service.
Call your phone company to get application.

Center for Energy and Environment
Home Improvement and Energy Loan Program

www.mncee.org
Low interest rate loans for energy improvement. No income restrictions.
Phone: 612-335-5881

Community Action for Suburban Hennepin (CASH)
www.cashenn.org
Works to improve the lives of low-income people.
Phones:
Energy expenses 952-933-9639 Heating expenses 952-930-3541

Community Action Partnership of Suburban Hennepin (CAPSH)
Works to improve the lives of low-income people. Energy bill supplement.
www.capsh.org
Phone: 952-933-9639

The Weatherization Assistance Program
Enables low-income families to permanently reduce their energy bills by making their homes more energy efficient.
www.eere.energy.gov/weatherization
Phone: 651-297-2545

Financial Assistance

City of Hopkins
Housing Rehab Program
Offers home improvement loans and grants to income-eligible homeowners.
www.hopkinsmn.com
Phone: 952-548-6343

Community Education
Project SOAR

Provides financial assistance for adults with disabilities to enable them to participate in community education programs and services.
www.minnetonka.k12.mn.us/mces/soar
Phone: 952-401-5077

Hennepin County
Economic Assistance Program

Provides short-term, one-time emergency assistance for persons in a financial crisis.
www.co.hennepin.mn.us
Phone: 612-596-1300
Also available at the Hopkins Minnetonka Family Resource Center once a week.
Phone: 952-988-5350

Hennepin County
Development Planning Unit

Offers 0% interest deferred loan program for home improvement. Household income limits apply.
Phone: 612-348-9260

Intercongregation Communities Association (ICA)
An emergency foodshelf and financial assistance agency.
www.icafoodshelf.org
Minnetonka site: 952-938-0729
Excelsior site: 952-470-0692

Jewish Family and Children’s Service of Minneapolis (JFCS)
Serving people of all backgrounds. Provides a wide variety of services to seniors. Offers small loans for eligible individuals.
For more information about JFCS, see Appendix B.
www.jfcsmpls.org
Phone: 952-546-0616
TTY: 952-591-0041

Senior LinkAge Line
Help is available to complete an application for public assistance programs over the phone or in person including applications for Medicare Savings programs and Medical Assistance.
Phone: 1-800-333-2433

Financial Counseling

BookeepingHelp
Searchable directory of bookkeeping, accounting & tax service professionals including certified senior advisors.
www.bookeepinghelp.com
No phone number available

FamilyMeans
Consumer Credit Counseling Services

Offers individual financial counseling for seniors and their families. www.familymeans.org
Phone: 651-439-4840

Jewish Family and Children’s Service of Minneapolis (JFCS)
L’Chaim Senior Services

Serving people of all backgrounds. Provides in-home checkbook and bill paying services to their clients.
For more information about JFCS, see Appendix B.
www.jfcsmpls.org
Phone: 952-546-0616
TTY: 952-591-0041

Lutheran Social Service (LSS)
Financial Counseling Service

Provides budget counseling, debt consolidation and individual development accounts (IDA’s).
www.lssmn.org/debt
Phone: 952-933-9639
Toll Free: 1-888-577-2227

Social Security Office
Representative Payee Program
Representative Payee is an individual or organization that receives Social Security and/or SSI payments for someone who cannot manage or direct the management of his/her money.
Approval is needed from your local Social Security office.
www.ssa.gov/payee
Phone: 1-800-772-1213
TTY: 1-800-325-0778

Home Equity Loans and Reverse Mortgages

Home Equity Loan: A loan secured on a home or second home. It can be up to the amount of home equity the homeowner has invested in his/her home.

Reverse Mortgage: A loan that allows a homeowner to convert the equity in his/her home into cash.

Banks marked with an * provide reverse mortgages.

Citizens Independent Bank*
www.bankcib.com
Phone: 952-926-6561

Community Action Partnership of Suburban Hennepin (CAPSH)
Provides reverse mortgage counseling.
www.cashenn.org
Phone: 952-933-9639

First Minnetonka City Bank
www.fmcbank.com
Phone: 952-935-8663

Jewish Family and Children’s Service of Minneapolis (JFCS)
Serving people of all backgrounds. Provides reverse mortgage counseling.
For more information about JFCS, see Appendix B.
www.jfcsmpls.org
Phone: 952-546-0616
TTY: 952-591-0041

PEOPLES Community Credit Union
www.peoplesccu.coop
Phone: 952-932-4499

TCF Bank - Knollwood
www.tcfbank.com
Info Line: 1-800-823-2265

Wells Fargo Bank*
Reverse Mortgage applications done by phone – not at local offices.
www.wellsfargo.com
Info Line: 1-800-869-3557
TTY: 1-800-877-4833
Mortgage Line: 1-800-288-3212

US Bank
www.usbank.com
Phone: 952-936-2700

Property Taxes Information

Hennepin County
Property Tax Web Database

Property information data bases. Also available through an automated phone system. The 13-digit Property Identification (PID) Number needed to use this service.
www2.co.hennepin.mn.us/pins
Phone: 612-348-3011

Tax Help

American Association of Retired Persons (AARP)
Tax-Aide

Offers assistance for seniors and low income or disabled persons in preparing their tax returns. Helps to find the site nearest you.
www.aarp.org/money/taxaide
Phone: 952-858-9040

City of Minneapolis
Senior Ombudsman Office

Provides tax preparation assistance to people with disabilities and low-income households during tax season.
www.ci.minneapolis.mn.us/seniors
Phone: 612-673-3004
TTY: 612-673-2391

Department of Revenue
State tax forms and Information.
www.taxes.state.mn.us
Phone: 651-296-3781

Hopkins Activity Center
Provides free tax help to low- income individuals and households during tax season.
For more information see, Appendix C.
www.hopkinsmn.com/hac
Phone: 952-939-1333

Hopkins Minnetonka Family Resource Center
Provides information and referral services using a variety of resources.
For more information see Appendix C.
www.hopkinsminnetonkaresoucecenter.com
Phone: 952-988-5350

Internal Revenue Service
Federal tax forms and Information.
www.irs.gov
Phone: 651-312-8082

Taxpayer Advocate Service:
651-312-7999

Sabes Jewish Community Center/Barry Family Campus
Serving people of all backgrounds. Free tax preparation assistance for seniors and low-income households during tax season.
www.sabesjcc.org
Phone: 952-381-3400